Started by six island families to make loans available to hard-working local people, Finance Factors has helped generations fulfill their dreams with innovative lending and savings products.

Whether you need help choosing the right plan or you want to go straight to our online application, we offer a full range of mortgage services designed to make your loan process easy!

Stop by our Residential Loans page for featured rates and a full complement of resources to help you get the most out of your mortgage!

Our commercial real estate lending professionals can help businesses finance the purchase or construction of income-producing commercial properties, including apartment buildings, warehouses, shopping malls, strip malls, and residential housing developments.

Click here to have a commercial loan officer contact you right away!

We offer some of the highest yields on savings and Certificates of Deposit in Hawaii! All deposits are insured up to $100,000 by the Federal Deposit Insurance Corporation.

Click here to learn about our:

• High deposit rates
• FDIC-insured savings accounts
• Money market savings accounts
• CD accounts for retirement savings
  

Weekly CD special rates are available for Individual Retirement Accounts. IRAs are insured up to $250,000 by the Federal Deposit Insurance Corporation (FDIC).

Visit our site to:

• Check out our high deposit rates
• Choose an FDIC-insured IRA
• Lock in today's CD rates for your IRA